The formula this calculator uses
Converting between currencies
Converted Amount = Amount × Exchange Rate
Example: 100 USD at a rate of 83.50 → 100 × 83.50 = Rs 8,350 (in target currency)
Live exchange rates vs custom rates
Our currency converter fetches live exchange rates automatically using the open.er-api.com API — no signup, no API key needed. If you want to use a custom rate (for example, the exact rate your bank is offering), simply enter it in the "Exchange Rate" field and the converter will use your custom rate instead.
Where to find a reliable exchange rate
The rate a bank or card issuer actually applies to your transaction is often different from the "mid-market" rate you'll see quoted on general news sites, because most providers add a margin of 1-3% on top. For an accurate result, it's worth checking the rate your specific bank, currency card, or money transfer service is offering, since that's the number that will actually apply to your money.
Direct rate vs. indirect rate
Exchange rates can be quoted two ways: as how much foreign currency one unit of your home currency buys (direct), or how much home currency one unit of foreign currency costs (indirect). Mixing these up is one of the most common conversion mistakes — multiplying when you should have divided, or vice versa. If your converted result looks wildly larger or smaller than expected, it's worth double-checking which direction the rate you entered is quoted in.
Fees on top of the exchange rate
The exchange rate itself is only part of the real cost of converting money. Many card providers, ATMs, and transfer services add a separate fee or a wider margin on the rate, so the amount that actually lands in the other currency can be noticeably less than a simple rate multiplication suggests. When comparing providers for a larger transfer, it's worth checking both the rate offered and any additional fee, rather than the rate alone.
Popular Currency Conversions
| Currency Pair | Approx. Rate | Convert |
|---|---|---|
| USD to INR | Rs 83.50 | Convert USD to INR |
| EUR to INR | Rs 91.00 | Convert EUR to INR |
| GBP to INR | Rs 106.00 | Convert GBP to INR |
| AED to INR | Rs 22.74 | Convert AED to INR |
| SAR to INR | Rs 22.27 | Convert SAR to INR |
| CAD to INR | Rs 61.50 | Convert CAD to INR |
| AUD to INR | Rs 55.00 | Convert AUD to INR |
| SGD to INR | Rs 62.00 | Convert SGD to INR |
How to use this calculator
- Select your currency from the "From" and "To" dropdowns.
- Click the ⇅ swap button to quickly reverse the conversion.
- Enter the amount you want to convert.
- Optionally enter a custom exchange rate (leave blank for live rate).
- See the converted amount instantly.
Related currency converters
Convert specific currency pairs with our dedicated tools:
- Convert USD to INR — US Dollar to Indian Rupee
- Convert AED to INR — UAE Dirham to Indian Rupee
- Convert SAR to INR — Saudi Riyal to Indian Rupee
- Convert EUR to INR — Euro to Indian Rupee
- Convert GBP to INR — British Pound to Indian Rupee
Frequently asked questions
How do I convert currency?
To convert currency, multiply the amount by the exchange rate. For example, 100 USD at a rate of 83.5 INR = 100 × 83.5 = Rs 8,350.
Why doesn't this tool show live exchange rates automatically?
This tool DOES show live rates automatically using the open.er-api.com API. However, you can also enter your own custom rate from your bank if needed.
What's the difference between the market rate and my bank's rate?
The market (mid-market) rate is the raw rate between currencies, while banks and card providers usually add a margin of 1-3% on top, so the rate you're actually charged is often less favorable.
How do I convert in the opposite direction?
Use 1 divided by the rate you have. If 1 USD = Rs 83.5, then 1 INR = 1 ÷ 83.5 USD, and you can enter that inverted rate instead. Or simply click the swap button (⇅) to reverse the conversion.
Are there extra fees beyond the exchange rate?
Often yes. Many providers charge a separate transaction or transfer fee on top of their exchange rate, so it's worth checking the total cost, not just the rate.
Which currencies can I convert?
Our currency converter supports 150+ currencies including USD, INR, EUR, GBP, AED, SAR, CAD, AUD, SGD, MYR, JPY, and many more.